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Forest carbon credits are generated from emission reduction project activities such as reducing forest loss and degradation, enhancing afforestation, reforestation, and improved forest management activities.

The goal is to establish a transparent and publicly accountable carbon credit market based on determining total emissions and allocating emission quotas to regions, sectors, and even individual emitters.

There are ongoing challenges in access to credit capital, with low credit growth of just 6.29% by October 11, 2023.

The preferential loans would enable local producers and exporters to make certain inputs and maintain export markets.

The number of national-standard schools in Hanoi has increased to 1,620, or 72.3% of all the schools in the city.

Banks' lending continues to be channeled into priority economic fields rather than high-risk ones, such as real estate or the stock market.

Banks should exercise caution when making large loans to customers or financing large-scale projects to minimize risks.

Banks are requested to be responsible for supporting growth and containing inflation simultaneously.

The expansion of the credit room by 1.5-2 percentage points would mean an addition of VND156-200 trillion ($6.5-8.3 billion) being injected into the economy.

Experts call for the central bank to expand the credit growth target to 15-16% this year.

The SBV set the credit growth target at 14% this year, higher than the 2020-21 period, which was 12.17% and 13.61%, respectively.

In the past months, the fact that many banks have seen their quota reaching the limits makes it hard for people and businesses to access loans.

The Hanoi Development Investment Fund has signed four MoUs to provide loans worth VND1.4 trillion (US$60 million) to property developers.

A great credit score is crucial to securing loans. But traditional credit scoring models put many women at a disadvantage. It’s time for a new model.

In the last half of 2022, banks may ease loan conditions so that more customers could access credit, given the positive economic outlook and their improving financial capacity.

Such a move would help ensure transparency and openness in banking operations while staying in line with Basel II standards and other international practices.