Although the loans of individual business households are lower than those of large corporations and enterprises, these customers have brought profitable stable, sustainable and safe revenue to banks in the past years.
Most of domestic banks have been providing peferential credit packages to small business households to help them easily accessing the capital in the recent time.
VietinBank has launched loan products in order to directly support capital for individuals business households and micro-enterprises with the simple procedures and conditions and peferential interest rates.
To meet the capital for these customers, VietinBank has implemented a lot of incentives, providing about 80% of the total capital requirements for short-term loans and 70% for medium and long term loans. In particular, customers who obtain business registrations could borrow 3 billion VND from the bank.
Vietcombank is currently providing credit for business loans, especially individual households of small business, small and medium enterprises with simple procedures and flexible loan term, matured from 6-12 months and customers can easily borrow again.
Accoring to Mr. Pham Thanh Ha Deputy General Manager in charge of the capital of Vietcombank said that nearly 50% of the bank's current outstanding loans is business lending, the rest is in other forms, such as consumer and mortgage loans.
Mr. Tu Tien Phat, Deputy CEO and Head of ACB individual customers, said that the ACB actively introduces more flexible financial solutions, in line with plan and actual business situation with long loans term, large loan limits and appropriate interest rates.
Ms. Ngoc Thu, a trader specializing in dry bulk business in Dong Xuan market said that annually, her family needs a few hundred of million VND to do business preparing goods during the Tet festival.
Most of domestic banks have been providing peferential credit packages to small business households to help them easily accessing the capital in the recent time.
VietinBank has launched loan products in order to directly support capital for individuals business households and micro-enterprises with the simple procedures and conditions and peferential interest rates.
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Vietcombank is currently providing credit for business loans, especially individual households of small business, small and medium enterprises with simple procedures and flexible loan term, matured from 6-12 months and customers can easily borrow again.
Accoring to Mr. Pham Thanh Ha Deputy General Manager in charge of the capital of Vietcombank said that nearly 50% of the bank's current outstanding loans is business lending, the rest is in other forms, such as consumer and mortgage loans.
Mr. Tu Tien Phat, Deputy CEO and Head of ACB individual customers, said that the ACB actively introduces more flexible financial solutions, in line with plan and actual business situation with long loans term, large loan limits and appropriate interest rates.
Ms. Ngoc Thu, a trader specializing in dry bulk business in Dong Xuan market said that annually, her family needs a few hundred of million VND to do business preparing goods during the Tet festival.
